Consumer Perception towards Cashless Economy with Special Reference to Unified Payments Interface (UPI)

Understanding cashless payments in India

Background: This paper analyzes India’s gradual transition towards a cashless economy. Methods: We present a theoretical model that evaluates decisions by consumers and sellers to adopt cashless payments. We then use data from surveys conducted in 2011 and 2014 (from World Bank’s Global Findex), as well as household and enterprise surveys conducted in 2009–2010 to estimate the amount of cashles...

Perception of Nasal Consonants with Special Reference to Catalan

In this paper I study. the role that different place cues play in the recogni tion of nasal stops. I claim that their perceptual relevance is strongly dependent on how they are related cIt the articulatory and acoustic levels and, essentially, on the nature of the process of speech perception itself. I show that this is the case by investigating experimentally interactive perceptual effects bet...

Noncash payment methods in a cashless economy

Several non-cash record-keeping systems are formulated in a randommatching model. The crucial informational friction is that a seller’s endowment, which may be a random variable, and the transfer of goods to a buyer can only be observed by the traders in a pairwise meeting. With this friction monitoring of the payment is distinguished from monitoring of the complete transaction. For each implem...

The Natufian economy at el-Wad Terrace with special reference to gazelle exploitation patterns

We carried out a detailed taphonomic and zooarchaeological analysis of the faunal remains from the new excavation of the Late Natufian layers of el-Wad Terrace. We focused on gazelle exploitation patterns and examined them within the context of the established Epipalaeolithic sequence from the coastal plain of Israel. Mountain gazelle (Gazella gazella) is the most heavily exploited species. The...

A Simulation Model of the World Rice Economy With Special Reference to Thailand